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The Federal Trade Commission investigated Social Intelligence.

In a letter dated May 9, 2011 the agency announced that the investigation was closed but made it clear that such companies are subject to the FCRA and that consumers have the same rights as with more traditional background free 3 credit report Boston screening conducted by third-party screeners.

To read the FTC’s letter closing the investigation into Social Intelligence, See:http://privacyblog.littler.com/uploads/file/FederalTradeCommissionLetterReSocialIntelligenceCorporation.pdf For further discussion see: Workplace Privacy Counsel blog, “Social Checks” Come of Age: What Does it Means for Employers?”, posted July 11, 2011. http://privacyblog.littler.com/2011/07/articles/background-checks/social-checks-come-of-age-what-does-it-mean-for-employers/#more Do you blog? Re-read your entries from the perspective of a potential employer.

Remove or edit postings that could harm your jobseeking efforts.

But don't necessarily remove Web content that shines a light on your positive achievements. A personal Web site or blog that highlights your good deeds could free 3 credit report Boston benefit you. free credit report no credit card

You can read more about cleaning up your "digital dirt" at www.abilitiesenhanced.com/digital-dirt.pdf. Laws on Workplace Discrimination Contacting Government Agencies (800) 884-1684 (Within California)(916) 227-0551 (Outside California)Web site: www.dfeh.ca.gov The Privacy Rights Clearinghouse has revised and updated this guide with funding assistance from the Rose Foundation Consumer Privacy Rights Fund.We acknowledge the assistance of Barry Nadell, Nadell Investigations, in developing this guide, www.nadellinvestigations.com We are anationally recognizedconsumer education and advocacy nonprofit dedicated to protecting the privacy of American consumers. It pays to know your score and to inspect your report periodically. online credit report

Checking your credit score provides a way to explore ways to improve your credit score to save you money paid in interest. When you get your score, you'll also get an explanation of your score and ways you can improve it. At myFico.com, you also gain access to a feature that lets you create hypothetical situations, such as paying off a particular debt or paying credit card bills on time, etc., free 3 credit report Boston and see how such actions will affect your score. You can order your FICO Score from the following service: If you'll apply for a mortgage within the next six months, you'd better check the scores from all three credit bureaus. Since not all lenders report your payment history to the same bureaus, your credit scores may be different at each other.

You can check your credit score at the three national credit bureaus (TransUnion, Equifax and Experian) by ordering a report at . consumer credit report

Lenders know that statistically people with free 3 credit report Boston scores of 800 and above comprise 11% of the population. Their delinquency rate is 1%.

Out of 100,000 people this means only 110 free 3 credit report Boston of them will experience delinquent payments. Compare to the lowest score, or the 300-499 range. Only 1% of the population falls into this category! So it looks like much less of a total risk for the lender, right?