Creditreport Birmingham

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The one caveat is that potential employees must give you written permission to access creditreport Birmingham their credit report. Also, keep in mind creditreport Birmingham that credit reporting agencies won't provide you with the actual credit score of employees or prospective hires.

Instead, they'll creditreport Birmingham provide you with a credit report designed specifically for employers. This report contains information about the payment habits of the person in question but not an actual credit score.

Employers are required under federal law to tell candidates if they used the credit creditreport Birmingham information to deny them the job. In reality, however, most employers find some other reason for not hiring the candidate -- or simply don't give them a reason at all -- just to avoid all the legal complications and rigmarole. free company credit reports

While it may be perfectly legal to use a job applicant's credit report in the hiring process, some question whether it's creditreport Birmingham ethical. After all, sometimes there are good reasons why people fall behind on their creditreport Birmingham payments or can't pay their bills.

An unexpected medical procedure, for example, or a long layoff can put normally trustworthy people on precarious financial footing. As a result, creditreport Birmingham it may be unfair to penalize these creditreport Birmingham people even more by denying them a job they are otherwise qualified to do. That's probably why 16 more states, including New York,Ohio, Oregon, and South Carolina, are considering their own ban on employer credit checks, viewing them as just another hurdle for those desperately out of work.